Invent & Simplify

Field notes from enterprise transformation and building with AI.

I'm Koushal Dutt. I spent two decades delivering change in banking, at HSBC and First Abu Dhabi Bank, before moving to AWS in Dubai, where I help enterprises adopt cloud. I'm not a career developer: I now build AI systems with AI, and write about what works, what breaks, and the trade-offs in between.

More about me Views are my own, not my employer's.

New here? Start with these

  1. The backgroundMy Odyssey from Banking to Cloud Computing: A Tale of TransformationTwo decades of banking change, then a move into cloud: the career that shapes everything else written here.
  2. A build storyI Built a Personal AI Operating System on a Knowledge Graph. Here's the Architecture.The architecture of KAIROS, a personal AI system on a knowledge graph, including what broke and what changed.
  3. An argumentThe AI Coding Productivity Paradox: Why the Studies Are Measuring the Wrong ThingWhy the AI productivity studies can all be right and still miss what changed for people who build with AI.
Latest essay6 min read

Your AI Partner Shapes the Transformation You Get

Choosing an AI partner is a leadership decision. It influences which problems receive attention, which assumptions get challenged and how the organisation approaches change.

AIMLDigital TransformationRead essay

Recent Articles

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Selected work

Projects
  • Personal project, 2026

    KAIROS

    A personal AI system: a Neo4j knowledge graph fed through MCP integrations, with Strands agents running on Amazon Bedrock AgentCore.

    Keeps working context (meetings, people, commitments) across days instead of starting every conversation from zero.

    Read the architecture

  • This site

    inventandsimplify.com

    A statically exported Next.js site on S3 and CloudFront, with Lambda and DynamoDB APIs, all defined in AWS CDK.

    Built and run with AI as the main collaborator, by someone who is not a career developer.

    Site statistics

  • Head of Enterprise and Group Projects, 2021–2022

    Cloud modernization at First Abu Dhabi Bank

    Led cloud modernization in a $150M technology portfolio, including an IBM to AWS migration.

    Cloud adoption inside a regulated bank, where governance and risk decide the pace as much as technology.

    Career history